Credit Reports

• 3-Bureau Credit Reports: Get immediate access to your credit reports from all three bureaus, updated annually.
• 3 Bureau Credit Monitoring: Active monitoring of your credit reports at all 3 credit bureaus - Equifax, Experian and Transunion. Learn why you have 3 different credit reports
• Unlimited Equifax Credit Reports: Get unlimited access to the latest version of your Equifax credit report. You never need to worry about having an outdated credit report again.
• Automated Alerts: Get automatic emails alerts when there is a change to your credit report. Customize your alerts to determine when you want to be notified of changes.
• 24/7 Access: You'll get around the clock access to your Equifax credit information, including the most recent credit updates.

Credit Score

• 3-Bureau Credit Scores: Get immediate access to your credit scores from all three bureaus, updated annually.
• Unlimited Equifax Credit Scores: Find out your updated Equifax credit score any time you want. Credit scores can change several time in just a month. Now you can always know your most up-to-date score.
• Understand Your Score: Ever wonder exactly what helps or hurts your credit score? Equifax will break it down for you. With Equifax you’ll not only see your credit score, but you’ll get details on what is hurting and helping your score.
• Your Loan Risk Rating: Learn how lenders perceive your credit score.
• Interactive Score Simulator: Find out how actions you take, like maxing out your credit cards or not making timely payments, can change your credit score. The Score Simulator also includes a full explanation of the factors that affect your credit score.

…And More!

• $1,000,000 Identity Theft Insurance: Included free of charge
• Access To Automatic Fraud Alerts: You can have fraud alerts set and automatically renewed on your credit files at all three credit bureaus to help stop identity thieves from opening new accounts in your name.
• 24-7 Customer Support: Customer representatives available to answer your questions around the clock