Features
Get Your Credit Scores!Available Features
How Lenders See You
Ever wondered how potential lenders perceive your credit score? Equifax Loan Risk Rating has a whole section dedicated to how lenders see your score, including what the delinquency rate associated with your score is and what an average loan rate would be for someone with your score.
Your Loan Risk Rating is personalized to your credit score, so you'll see what's most relevant to you. The information is summarized for you in the “Bottom Line” section, so you'll know what you might expect from lenders based on your score.
With this information, you'll be prepared for lender responses when shopping around for a loan, or even just when applying for a credit card.
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Interactive Score Simulator
Find out how financial decisions you make and actions you take can affect your credit score. Want to know how much paying your bills on time for 1 month will help out your credit score? The Equifax Interactive Score Simulator will let you know.
The Interactive Score Simulator groups potential actions into 4 areas, and then displays your simulated score based on the actions. The entire tool is interactive, so any simulated action you take will be reflected in the potential score change. It's a great way to see what could happen, and it's a smart way to learn more about what your financial actions do to your credit score.
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Actions that usually help your score
Actions that may help your score
Actions that usually hurt your score
The best action to take
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24/7 Access
Get 24/7 access to your Equifax credit history! With Equifax Complete, you'll gain more insight than ever into your Equifax credit report and your Equifax credit score. You'll have a bird's eye view of exactly what's going on and how lenders perceive your information.
Don't wonder any longer about what your credit score or credit history is at any moment in time. You can login and see the latest, including how lenders see your credit score and how to understand your credit score.
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Set up customized alerts: You can decide what change in balance amount or balance percentage you'd like to receive alerts for. Want to know every time a charge over $200 is made to your credit card? It's easy, just type in the dollar amount.
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Credit Score Summary: An easy to understand summary of your credit score information, including how your score rates, and an overview of the factors affecting your score.
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Credit Report Summary: An easy-to-read summary of important information in your credit report. Includes an overview of the credit accounts you have open, what your debt by account type is, the age of your accounts, any inquiries for your credit report and potentially negative information.
From this summary you can drill down to more detailed information about the status of any loans you have (mortgage, credit card, etc), inquires on your account, and whether there is any negative information on your credit report. You can even dispute an error on your credit report or check the status of a current dispute.
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What's Your
Credit Score?
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FEATURES
- Credit scores and reports from all 3 credit bureaus
- 3-bureau credit report monitoring
- Unlimited Equifax credit scores & reports
- Automated alerts of critical changes to your credit reports
- Interactive score simulator